Finance and Investment Advisory


In recent times, many developing countries have seen their financial system undergo some transformation and innovativeness due to the emergence of Microfinance Institutions.

Banks that hitherto did not want to lend to the poor as a result of their inability to provide collateral and/or the high risk associated with lending to the poor are now doing so under the name of microfinance.

According to Asiama & Osei, Microfinance encompasses the provision of financial services and the management of small amounts of money through a range of products and a system of intermediary functions that are targeted at low income clients. It includes loans, savings, insurance, transfer services and other financial products and services.

Microfinance is thus one of the critical dimensions of the broad range of financial tools for the poor, and its increasing role in development cannot be down played.

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